With over 15 years in Mortgage experience in the San Diego area, I know what it takes to get the job done and ensure happy clients. I specialize in finding the right financial structure from ideal credit and income levels to the most challenging.
As a direct lender in San Diego, I have more flexible programs to suit borrower's needs. For the borrower with great credit and good debt to income ratios, I have rates that can't be beat. For clients with more complex lending situations, I am approved with all of the best City and County down payment and closing cost assistance programs and offer free credit repair and correction for all of my potential clients. Im often able to raise a client's score in record time. Additionally, I have extensive knowledge of VA, FHA, USDA, Conventional and Jumbo loan programs making it possible for me to connect borrower's to the right program for them and their property.
My consultation, feedback, and consistent communication with all parties during a transaction provides assurance for Real Estate agents and borrower's that they're receiving premium service on one of the largest transaction-types most people make during their lives. I don't take it lightly when I'm trusted with this signifigant investment, and work dilligently to ensure the success my clients have come to expect.
Specialties: First time homebuyers, City and County down payment and closing cost assistance, FHA, FHA 203K, VA, USDA, Homepath, Homepath Renovation,Conventional, and Jumbo Loans.
Give me a call today and let me know how I can help you.